No Insurance Required
We provide affordable primary care with simple, transparent pricing. Get quality healthcare without the frustration of insurance paperwork, pre-authorizations, or surprise bills.
Meet Michael. He’s a working dad of two, juggling family life, work, and rising healthcare costs. Like many families, Michael just wants affordable healthcare and reliable primary care when his family gets sick or injured. In the scenarios below, you’ll see how the same health issues play out very differently depending on whether Michael uses traditional healthcare or direct primary care — with and without insurance — and how access, cost, and peace of mind can change dramatically.
| Scenario | Monthly Cost | Access to Primary Care | What Happens When Care Is Needed | Out-of-Pocket Costs | Overall Experience |
|---|---|---|---|---|---|
| Traditional Healthcare With Insurance |
$600/month insurance premium | Appointments often 1–2 weeks out |
Back injury leads to urgent care visit instead of primary care. Child gets sick later the same week. |
$50 copay + $340 bill after insurance. Another copay + $180 bill for child visit. |
High premiums, slow access, surprise bills even before deductible is met. |
| Direct Primary Care With Insurance |
DPC membership + insurance for emergencies | Same-day or next-day access |
Direct message to provider, same-day visit, 30-minute appointment. Child seen same day with discounted labs and meds. |
$0 at visit. Transparent, deeply discounted costs. Superbills available for reimbursement. |
Predictable, affordable healthcare with real access to primary care. |
| Traditional Healthcare Without Insurance |
$0 monthly (no coverage) | Walk-in or delayed care | Bronchitis visit with no established primary care relationship. |
Visit $250 X-ray $180 Prescription $60 Labs $150 |
Unpredictable costs, avoids care until symptoms worsen. |
| Direct Primary Care Without Insurance |
Low flat monthly membership | Same-day access included | Unlimited visits, direct provider communication, no waiting. |
$0 per visit. Discounted labs and medications. HSA/FSA eligible via superbill. |
Affordable, transparent primary care with no middleman. |
Monthly Cost: $600/month insurance premium
Access: Appointments often 1–2
Email:
[email protected]
[email protected]
Call: (435) 500-2688
Fax: (435) 567-0041
Visit Us:
2321 North 400 East, Suite 200
Tooele, UT 84074
Our fees are simple and transparent — just like affordable healthcare should be. No hidden fees or complex billing. You’ll always know exactly what you’re paying for and exactly what primary care services you’re receiving at our Tooele, Utah clinic.
Interested in seeing what a direct primary care provider experience is like?
Schedule a FREE CONSULTATION!
(must be enrolled with at least one adult)
Pay for the first four kids — additional children are free.
We also offer one-time visits.
Telemedicine, virtual, or in-office visit: $95
Membership fees are charged per calendar month starting on the day you sign up. A typical primary care visit elsewhere costs around $150 per visit, so you pay less and get more with Summit Direct Health Care.
Unlike Affordable Care Act plans or traditional insurance-based healthcare, our model focuses on accessible, affordable primary care and real care coordination that serves patients first.
It’s time to start saving money on healthcare.
It’s called Direct Primary Care — and it’s built around affordable healthcare. Our patients love it, and we think you will too..
Here’s the gist: we don’t accept insurance, and as a result, you save money. For a low monthly fee, you get unlimited primary care visits, discounted prescriptions, better lab pricing, and direct access to your provider by text, call, or video.
If you don’t have insurance, have a high-deductible health plan (HDHP), or use a health share, Summit Direct Health Care is an ideal primary care solution. If you’re unsure, give us a call — we’ll help you find the most affordable healthcare option for your family.
Primary care membership is NOT traditional health insurance.
Chad Jarvis, PA-C
Chad Jarvis is a respected primary care provider in the Tooele County medical community. With a Master of Science from ATSU and over 20 years of medical experience, Chad delivers dependable, patient-focused healthcare.
His background spans family practice, urology, and orthopedic surgery, giving him a comprehensive understanding of both physical health and mental wellness. As your direct primary care physician assistant, Chad brings personalized, affordable healthcare back to where it belongs — with the patient.
Chad and his wife Jen are parents to six daughters and three sons-in-law and have called Stansbury Park home for over 20 years. He is deeply committed to providing exceptional, accessible primary care to every patient.
Most primary care providers manage 2,500–3,500 patients. We cap our direct primary care clinic at fewer than 700 patients. This allows more time, better communication, and higher-quality affordable healthcare for you.
Summit Direct Health Care does not bill insurance. This removes the middleman from your primary care and allows healthcare decisions to be made by you and your provider — not an insurance company. Patients pay a predictable monthly fee for affordable healthcare and comprehensive primary care services. Experience the difference for yourself.
We’re a Direct Primary Care (DPC) practice providing affordable primary care in Tooele, Utah. DPC is a patient-first healthcare model that prioritizes access, affordability, and quality — without insurance interference.
Benefits of Our Membership
Next-day primary care appointments are typical and always included. No waiting weeks to see your doctor.
Email, text, call, video, or in-person — you always have direct access to your primary care provider.
We pass wholesale pricing directly to you, making labs and prescriptions far more affordable.
From preventive care to urgent needs, our clinic delivers complete primary care without insurance limitations. We coordinate specialty care when needed and offer home visits in select situations.
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