No Insurance Required
Simple, transparent pricing for affordable healthcare. Get high-quality primary care without the hassle of insurance claims, surprise bills, or coverage limitations.
Ready to Skip the Wait, Save Money, and Get Real Primary Care?
Meet Michael. He’s a working dad of two, juggling family life, work, and rising healthcare costs. Like many families, Michael just wants affordable healthcare and reliable primary care when his family gets sick or injured. In the scenarios below, you’ll see how the same health issues play out very differently depending on whether Michael uses traditional healthcare or direct primary care — with and without insurance — and how access, cost, and peace of mind can change dramatically.
| Scenario | Monthly Cost | Access to Primary Care | What Happens When Care Is Needed | Out-of-Pocket Costs | Overall Experience |
|---|---|---|---|---|---|
| Traditional Healthcare With Insurance |
$600/month insurance premium | Appointments often 1–2 weeks out |
Back injury leads to urgent care visit instead of primary care. Child gets sick later the same week. |
$50 copay + $340 bill after insurance. Another copay + $180 bill for child visit. |
High premiums, slow access, surprise bills even before deductible is met. |
| Direct Primary Care With Insurance |
DPC membership + insurance for emergencies | Same-day or next-day access |
Direct message to provider, same-day visit, 30-minute appointment. Child seen same day with discounted labs and meds. |
$0 at visit. Transparent, deeply discounted costs. Superbills available for reimbursement. |
Predictable, affordable healthcare with real access to primary care. |
| Traditional Healthcare Without Insurance |
$0 monthly (no coverage) | Walk-in or delayed care | Bronchitis visit with no established primary care relationship. |
Visit $250 X-ray $180 Prescription $60 Labs $150 |
Unpredictable costs, avoids care until symptoms worsen. |
| Direct Primary Care Without Insurance |
Low flat monthly membership | Same-day access included | Unlimited visits, direct provider communication, no waiting. |
$0 per visit. Discounted labs and medications. HSA/FSA eligible via superbill. |
Affordable, transparent primary care with no middleman. |
Monthly Cost: $600/month insurance premium
Access: Appointments often 1–2
Compare our pricing to a single traditional primary care visit at $150+ — you start saving money immediately.
Chad Jarvis, PA-C brings over 20 years of medical experience to just 700 patients — not 3,000+ like traditional primary care practices. That means more time, better communication, and affordable healthcare from a provider who actually knows you.
